SmartBuyer Program™

I’m an Exclusive Buyer’s Agent, and most of my time is spent coaching Denver home buyers how to save money, time and aggravation by sharing with them the “inside” trade secrets of the real estate industry.

I believe it’s everyone’s right — not just a special few — to learn all the ins and outs of saving more money wherever and whenever possible.

A lot of information is available on the internet about home buying, but it can be misleading. Getting the wrong advice can literally cost you a fortune. You can’t leave home buying to chance or guesswork.

But you can avoid the most common disasters and money-draining pitfalls so many home buyers fall into.

Why Be Concerned?

What you’re up against is that the buyer is the pawn in a very slanted, one-sided game. This is not to criticize home seller's agents and brokers behind the buying/selling relationships...but it is a realistic bird’s eye view into how the “system” really works.

Most home buyers aren’t aware of how unfairly the real estate home buying game is stacked against them. They’re so excited about buying their home, they may blindly walk into big financial traps.

The Avalanche of Mixed Emotions!

Buying a home is emotionally charged. Most buyers experience a torrent of feelings – excitement, enthusiasm, doubt, fear, anxiety, relief. These conflicting emotions can lead to unwise decisions and often huge mistakes, inviting the loss of thousands of dollars. Emotions are understandable, but they must be balanced by the capacity to see home buying as a financial decision to be handled in a businesslike manner. And for this, most home buyers need special professional help and guidance.

The buying process is linked with your personal financial planning. The first step in the home buying process is to analyze your purchase against the background of your personal financial situation. How will purchasing a home impact your short term and long term financial picture? There isn’t a single home buying decision that won’t affect your personal financial situation! And your financial situation will have a huge impact on your ability to purchase a home!

Managing the financial decisions of buying a home takes time. Most people spend more time planning their vacation than they do planning their financial future in their new home! Failing to plan your real estate decision is the major cause of people not saving the amount of money they want to save, and could save.

Your First Line of Defense!

One of the first things you should do when devising your home buying plan is to really take a hard look at who’s helping you. Other than friends, relatives and other acquaintances, you need some good sound expert advice. So who do you turn to?

It’s important to remember that traditionally the buyer has been the least protected party in the real estate industry. Traditional brokers and real estate agents have primary responsibility to the seller. That’s because their commissions come from the seller’s proceeds. It makes you wonder how a buyer can get the best advice and strategic planning when the agent is really cheering for the seller to get the highest price.

Today Buyer’s Agents have come into the picture. They deal and negotiate primarily for the buyer. You must be careful about buyer’s agents — many may call themselves “buyer’s agents” when actually it’s just a trendy name they give themselves, and they still really work for the seller’s benefit.

Some agents can become your best advocate and friend...once you know he or she will truly represent you as an Exclusive Buyer’s Agent.

So...what next?

As an Exclusive Buyer’s Agent, I specialize ONLY in representing home buyers. Because buyers need an advocate of their own, I developed what I call my SmartBuyer Program™. The purpose of the SmartBuyer Program™ is to help you select the best available loan (if you need a lender) and to save you as much money as possible in every aspect of the purchase, including the loan, the purchase price, the closing costs, the inspections, the home warranty, and so on.

The best part of it all is that the SmartBuyer Program™ is 100% totally free. Since the Buyer’s Agent is customarily paid by the Seller’s Agent at closing, there’s never any charge or cost to you to use this service.

And you’ll never be pressured or made to feel obligated in any way. The SmartBuyer Program™ is very user friendly, and is designed to make you feel totally comfortable and confident when buying a home, while at the same time saving you thousands of dollars.

How does it work?

You can sign up for the SmartBuyer Program™ which e-mails you information every day about all the new listings available in your price range in the area you choose. When you receive the information, you’re free to study it and drive by the homes at your leisure. (If you live out of state, I can inspect for you the homes you choose, thoroughly photograph them, and send the photos to you via e-mail using a special web site personalized just for you. See references from out-of-town buyers who have used me to purchase their home without their having to leave the privacy of their own home!) Then it’s up to you. If you want to see the home, just give me a call and I’ll arrange it.

When you find the perfect home, it’s my job to negotiate strongly on your behalf and help you get the home for the lowest possible price, and then to oversee the many details of the transaction from accepted offer to closing so that you don’t have to keep on top of the purchase by yourself.

I offer a FREE no obligation review of your situation. I’ll ask you questions about how you feel about your current situation, and where you’d like to go. I won’t try to “sell” you anything — that’s not my purpose. What I do is to see if I can help, and decide with you where to go from there. If there’s nothing I can do, I’ll tell you, and that will be that. If I think you’re in fine shape, I’ll tell you that. If I think you’re heading into the biggest disaster I’ve ever seen and need immediate attention, I’ll tell you that as well. I only want to work with those people I can really help and who really want my assistance

Over the years I’ve been able to overcome every obstacle toward success, both for myself and my clients, except one...procrastination! an enemy that will surely kill you financially more than anything else. As they say, nothing will ever happen until you “make” it happen yourself. So don’t waste another minute. Call now for a free consultation -- 303-587-3509 Direct, or email me and I’ll respond quickly.